Printable Forms

Here is a list of documents that you can download and print. These are Adobe Acrobat PDF documents so if you don't already have a copy of the Adobe Acrobat Reader you may get one by clicking the image to the right.

Approved Third Party Processing

	File	Size
	Florida Specific State Requirements	255Kb
	Virginia State Specific Requirements	45Kb

Broker Compensation Forms

	File	Size
	TPO Compensation Plan	204Kb

Customer Loan Servicing and Payment Information

	File	Size
	Servicing Bi-Weekly Payment Information”	388Kb

Helpful Tools

	File	Size
	Setting Up FHLMC LP Access	867Kb
	USDA GUS Lender Agent Access	255Kb
	Appraisal Reconsideration and Second Appraisal Ordering	261Kb
	RD Guarantee Upfront & Annual Fee Calculator	1002Kb
	Inter Vivos Revocable Trust Checklist	62Kb
	Gift Letter – Conventional	222Kb
	Gift Letter – Government	231Kb
	Wholesale Road Map	169Kb
	Getting The Gift Right Guide	1273Kb
	Appraisal Reconsideration Request Form	214Kb
	Union Employment Requirements	186Kb
	Appraisals: FNMA and Freddie Desktop Appraisals	0Kb
	UHM TPO LLPA Reference Guide Revised 03-20-23	513Kb
	PreApp Express Desk AE Submission Form INTERNAL	164Kb
	Social Security Grossing Up Calculator	57Kb
	Non-Taxable Income Tips	192Kb
	8821 & Consent Form WHL	567Kb

Job Aids

	File	Size
	UHMGO Job Aid – Wholesale Disclosure Functionality (IDS)	7168Kb
	Borrower eSign Instructions	664Kb
	VA Disclosure Job Aide	264Kb
	UHMGo 1003 Guide - DU and LP Solutions	952Kb
	TPO Credit Qualifying FHA Streamline Checklist	213Kb
	TPO Non-Credit Qualifying FHA Streamline Checklist	210Kb

Non-Delegated Correspondent (NDC) Information

	File	Size
	Pre-Close Review Audit Overview/Checklist (if option selected by Partner)	69Kb
	NDC Fulfillment Provider Contact Information	127Kb
	NDC Eligibility Requirements	112Kb
	NDC Roadmap (Loan Submission Workflow)	319Kb
	Managing NDC User Accounts in UHMGO	944Kb
	Quick Reference for an Original Note and an Allonge to Note	3258Kb
	NDC Reference Guide	396Kb
	8821 & Consent Form	75Kb

Overlays & Lending Guide

	File	Size
	TPO Overlays for FNMA & FHLMC	33Kb
	TPO Overlays for GNMA	235Kb
	UHM TPO Lending Guide	2050Kb

Policies & Procedures

	File	Size
	Large Deposit Requirements	184Kb
	Alternative Credit Policy rev	95Kb
	Compensating Factors Used on Loans with Layered Risk	121Kb
	Gift Funds Requirements	99Kb
	Waiting Periods for Significant Credit Events	196Kb
	Desktop Appraisals Overview	171Kb
	Non-Mortgage Charge-Offs	97Kb
	Power of Attorney Policy, Version 5.0	235Kb
	VA Agreement	251Kb
	Hazard Insurance Fact Sheet and Review Checklist	238Kb
	Compliance Manual	1862Kb
	FNMA Non-US Citizen Borrower Fact Sheet 06-21-2023	217Kb
	Citizenship and Residency Excerpt	490Kb
	Interest Credit Policy	47Kb
	Tax Return, W2, and P&L Requirements	203Kb

Product Guidelines

	File	Size
	Product Matrix	126Kb
	Comparison Guide Freddie Mac Home Possible and FHA 203b	189Kb
	Fannie Mae Fixed-Rate Mortgages	167Kb
	Freddie Mac Standard Fixed Products	121Kb
	FHA 203B	168Kb
	VA Product Matrix	154Kb
	FHA Manual Underwriting Job Aid	277Kb
	Maxex Job Aide	361Kb
	Maxex Jumbo Arm	318Kb
	Agency Fixed High Balance Program	246Kb
	Temporary Buydown Product Summary	53Kb
	Required Document for End Loans	179Kb
	UHM Refinance Reference Tool: USDA	239Kb
	Fannie Mae vs Freddie Mac Differences Guide	207Kb

Property Type (Condo, PUD, MH)

	File	Size
	Manufactured Home Checklist	110Kb
	Manufactured Home Information	343Kb
	MH FNMA Advantage Program FAQs	123Kb
	MH Advantage Guidelines	233Kb
	Certification for PUD Detached Condo Review	249Kb
	Site Condo and Detached Condo Job Aid	262Kb
	Condo Project Questionnaire	427Kb
	Deferred Maintenance Re-Certification	112Kb
	Manufactured Homes Affixation & Surrender of Title	419Kb
	FHA Condo Single Unit Approval Questionnaire	335Kb
	Insurance Guidance (Hazard, Condo, HO-6, Flood)	366Kb

Refinances

	File	Size
	Tangible Net Benefit	27Kb
	Tangible Net Benefit Worksheet (Streamline/IRRRL only)	30Kb
	VA IRRRL Max Mortgage Worksheet	657Kb
	Refinancing VA Modified Loans	204Kb
	UHM Refinance Reference Tool FNMA-FHLMC	291Kb
	Texas Cash-Out Refinance Matrix	221Kb
	TPO Refinance Reference Tool FHA	346Kb
	VA IRRRL UHM Refinance Reference Tool	259Kb
	UHM Wholesale Refinance Reference Tool FHA	650Kb
	Cash Back Guidance	164Kb
		5387Kb
		97Kb
		3254Kb
	TPO VA IRRRL Checklist	236Kb
	TPO USDA Streamlined Vs. Streamlined-Assist Comparison	173Kb
	FHA Streamline Max Mtg Worksheet	119Kb

UHM Mortgagee Clause, Lender IDs, Title Proposed Insured and CPL Address

	File	Size
	Mortgagee Clause Payment and Tax Addresses	111Kb

Union Home Mortgage Forms and Addendums

	File	Size
	UHM VA Agency Agreement	622Kb